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Why should you buy title insurance?

  • Conveyances altered before recording
  • Fraud, duress, or coercion in securing essential signatures
  • Invalid, suppressed, undisclosed, and erroneous interpretations of wills
  • Undisclosed or missing heirs
  • Deeds by persons of unsound mind
  • Deeds by persons supposedly single but secretly married
  • Mistakes in recording legal documents
  • Liens for unpaid estate, inheritance, income, and gift taxes
  • False or misleading statements of fact
  • Destruction, or mistakes of records which may later appear by the original paper
  • Errors in copying and indexing
  • Defective foreclosures of mortgages
  • Old unsettled estates
  • Errors by administrators and executors
  • Insufficiency of evidence to establish title by inheritance
  • Falsification of records
  • Unauthorized or fraudulent acknowledgements
  • Illegal acts of trustees